AMH Capital, Inc.
                                     Mortgage Specialists 
 

Welcome

Before you begin to shop for a new home, you should set up a time to meet with us, so we can figure out how much you can afford. It is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan. The difference between the two terms will be crucial when you decide to make an offer on a house.To get pre-qualified for a loan, we will collect information about your debt, income, and assets.

We'll look at your credit profile and assess goals for a down payment and get an idea of different loan programs that would work for you. We will issue you a pre-qualification letter indicating the amount you are pre-qualified to borrow.It is important to understand that a pre-qualification letter is just an estimate of what you are eligible to borrow, not a commitment to lend.

Getting pre-approved for a loan gives you competitive advantage when the time comes to bid on a home because you have been approved for a loan for a specified amount.  A pre-approval letter is not binding on the lender which  is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. lost job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly.

AMH Capital, Inc
380 S Lake Ave #209
Pasadena, CA   91101
626-568-4920
Fax 626-628-3319

Loans will be made or arranged pursuant to Department of Real Estate license

Loans will be made or arranged pursuant to DRE California  DRE 01481934 NMLS272185

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