Mortgage Specialists
We have a wide range of loan programs to fit all types of applicants. Good credit, bad credit, no credit, foreclosures, bankruptcies, and low FICO scores. Our goal is to give your customers the best loan in the shortest amount of time.
Contact Us
Our Services
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. The current times are a source of anxiety and frustration — you didn't pick the house that was best for someone else, you picked the one that's right for you!
Trust our professionals to find the mortgage loan that best fits your needs, too. Less paperwork and more personal attention means you enter a frustration-free zone from application to decision. All mortgage loans are designed to fit your specific needs. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment.
We understand you're under a tremendous amount of stress. We will make a commitment to you that we will help you qualify and get approved with the right mortgage loan for you. That's our promise! We are FHA approved.
Loans will be made or arranged pursuant to DRE California DRE 01481934 NMLS272185
Years of Combined Experience
For Contractors
With over 50 years of combined finance experience, we are a leader in residential lending. Our company has spent decades serving home improvement contractors throughout the state of California. Our Account Executives have years of experience in home improvement lending, and understand the needs of the contractors we serve.
We have a wide range of loan programs to fit all types of applicants. Good credit, bad credit, no credit, foreclosures, bankruptcies, and low FICO scores.
Please contact us at 626-568-4920 with any questions.
Why Use a Broker
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the correspondents between you and the lending institution, which can be a bank, trust company, credit union, mortgage corporation, finance company, or even an individual private investor.
A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes — receiving a fee from the borrower if the loan closes, and working with multiple lenders to find the best loan and interest rate.
A loan officer, by contrast, is a representative of a single lending institution such as a bank, and may not have access to the best rate since their only source of lending is their employer. Working with a broker gives you access to a wider range of products and lenders.
Less paperwork. More personal attention. From application to decision — we're with you every step of the way.

Financial Advantages
One of the advantages of owning your own home is that mortgage interest and real estate taxes paid can be deducted from your federal income tax. Secured interest is typically lower than unsecured (credit card) debt, and a mortgage loan can simplify your life by consolidating bills into one simple monthly payment.
People with lots of equity but little liquidity can tap into the equity they earn by being a homeowner. Your home is one of your most valuable assets — put it to work for you.
An emergency could put us into a financial crisis. You may be able to qualify for a lower secured rate than a typical high-interest credit card. Tapping your home equity may also have a significant advantage over other resources when financing a family member's college education.
*The information contained in this section is for informational purposes only and may not reflect current tax year rules and regulations. Consult with your tax attorney, CPA, or the IRS.
Get In Touch
Please contact us with any questions you may have.
Office
626-568-4920
Fax
626-628-3319
Address
380 South Lake Avenue
Pasadena, California 91101
Hours
Monday – Friday
9:00am – 4:30pm
Licensed & Regulated
DRE License: 01481934 · NMLS: 272185
FHA Approved · VA Lender Approved: 9029090000